Chairman of VNFU Luong Quoc Doan and the delegation inspect and supervise policy credit in Mu Cang Chai
10:26 - 31/08/2022
Recently, the delegation of the Board of Directors of Vietnam Bank for Social Policies (VBSP) was led by Mr. Luong Quoc Doan - Member of the Party Central Committee, Chairman of VNFU, Member of the Board of Directors of the Vietnam Bank for Social Policies as the team leader, came to inspect and supervise policy credit work in Mu Cang Chai district, Yen Bai province.

With the functions and tasks assigned in the past time, the Transaction Office of VBSP in Mu Cang Chai district (Yen Bai province) has well completed the mission of advising and consulting the representative director of board of the district VBSP, the District Party Committee, People's Council, and People's Committee in transferring the district budget to the VBSP with the total amount of 600 million VND, reaching 100% of the plan in order to lend to poor households, near-poor households and other policy beneficiaries. 
 
 
Mu Cang Chai District Social Policy Bank transaction office has well done the credit work, strengthened prevention and control measures of the Covid-19 epidemic; as well as review, documents arrangement, adjusting the operations of savings and loan department; implementing new preferential credit programs such as lending to households newly escaping from poverty, implementing preferential credit policies according to Resolution No. 11/NQ-CP and Decree No. 28/2022/ND- of the Government.

 
Total capital as of July 31 reached VND 344 billion, an increase of over VND 40 billion in compare to 2021, completing the assigned growth rate of 99.85%. 
 

Total loan sales in the first 7 months of 2022 reached over 78 billion VND with 1,483 households receiving loans. 

 
Regarding credit quality as of July 31, there was no overdue debt, no frozen debt, 183/183 Savings and loan groups operated well, the percentage of members participating in monthly savings through the Group reached over 95 %.

 
It can be said that through credit capital for the poor and other policy beneficiaries, the material and spiritual life of the people has been significantly improved, contributing to the stability and development of the economy, socio-economic development, affirming the correct policy of the Party and Government and achieving the national target program on poverty reduction and job creation in the mountainous district of Mu Cang Chai.

 
At the meeting, the delegates focused on discussing credit policies for poor and near-poor households for economic development and untimely services. 

 
There are still many problems related to documents and procedures that make it difficult for people to access capital... Therefore, the communes want to raise the loan level higher, reduce the procedures so that people can access capital sources easier.

 
Concluding the meeting, Mr. Luong Quoc Doan - Member of the Central Committee of the Party, Chairman of VNFU, Member of the Board of Directors of the Vietnam Bank for Social Policies recognized and praised the efforts of Representatives of the Board of Directors of VBSP in Mu Cang Chai district have achieved in the past time.


Chairman of the Central Committee of the Vietnam Farmers' Association Luong Quoc Doan suggested that the Board of Directors of the Social Policy Bank of Mu Cang Chai district need to strengthen the propaganda of the Government's guidelines on social security policies for the beneficiaries. weak. 

 
In addition, it is necessary to clearly identify the borrowers and instruct them on how to utilize capital effective; promote the role of socio-political organizations in inspecting and monitoring the effectiveness of loans. 

 
At the same time, it is necessary to strengthen the training and guidance of  savings and  loan groups; focus on solving difficulties and obstacles in procedures so that people can access preferential loans to rise out of poverty. 

 

Mr. Luong Quoc Doan, Member of the Party Central Committee, Chairman of VNFU, member of the Board of Directors of the Vietnam Bank for Social Policies delivered a speech at the meeting in Mu Cang Chai district (Yen Bai). Photo: Hoang Huu


The district and commune government committees need to use credit capital effectively, well implement the goals of social security and sustainable poverty reduction.


Any opinions and recommendations within its competence, the Board of Directors of Vietnam Bank for Social Policies will study to resolve them. 

 
Any comments outside its competence, the Board will send the comments to ministries, central agencies and the Government to resolve so that the credit capital can be maximized. 

 

Previously, on August 27, Mr. Luong Quoc Doan, member of the Party Central Committee, Chairman of VNFU and the delegation went to check the reality at a number of units and households borrowing policy credits for economic development: Hello Mu Cang Chai trading and tourism company of Mr. Giang A De's household; for Mr. Giang A Hua and Mr. Hang Nu Tong in La Pan Tan village, La Pan Tan commune, Mu Cang Chai district.
 
 
On this occasion, Mr. Luong Quoc Doan donated 30 tons of cement to 15 poor households of Trong Tong village to pave the ground for housing, contributing together with La Pan Tan commune authorities to build a new countryside, gradually eradicating sustainable poverty reduction.

Translated by Thu Uyen
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